Privacy Policy
Last updated: October 2, 2026
FedBenefits.net ("we," "us," or "our") is operated by Jennifer Adams, an independent federal benefits and retirement consultant (NPN #20098928). This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website, request a consultation, or download our retirement guide. We are not affiliated with or endorsed by the U.S. government or the Office of Personnel Management (OPM).
1. Information We Collect
We collect information you voluntarily provide when you interact with our site, including:
- Contact details — name, email address, and phone number submitted through our consultation request or guide download forms.
- Benefit details — information you share about your FERS, CSRS, TSP, FEGLI, or Social Security situation during a consultation.
- Usage data — pages visited, referring URLs, browser type, and approximate location, collected automatically through standard analytics.
2. How We Use Your Information
We use the information we collect to:
- Respond to your consultation requests and retirement questions.
- Deliver the retirement guide or other materials you requested.
- Provide personalized federal benefits and retirement planning guidance.
- Send occasional educational updates — you may opt out at any time.
- Improve our website, tools, and calculators.
3. How We Share Your Information
We do not sell your personal information. We may share it only in limited circumstances:
- With trusted insurance carriers and financial institutions to obtain quotes or process products you request.
- With service providers who help us operate our business (e.g., scheduling and form-tracking tools), under contracts that require them to protect your data.
- When required by law, regulation, or legal process, or to protect our rights and safety.
4. Cookies and Tracking Technologies
Our site uses cookies and similar technologies to remember preferences, measure traffic, and understand how visitors use our tools. You can control cookies through your browser settings; disabling them may limit some site functionality.
5. Data Security
We use reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
6. Your Rights and Choices
You may request access to, correction of, or deletion of your personal information by contacting us using the information below. You may also opt out of marketing communications by following the unsubscribe link in any email or by contacting us directly.
7. Children's Privacy
Our services are intended for adults. We do not knowingly collect personal information from children under 13. If you believe a child has provided us information, please contact us and we will delete it.
8. Third-Party Links
Our site may link to external websites we do not control. We are not responsible for the privacy practices or content of those sites and encourage you to review their policies.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised "last updated" date. We encourage you to review it periodically.
10. Contact Us
If you have questions about this Privacy Policy or how we handle your information, please contact us:
FedBenefits.net is an independent advisory practice. Insurance and annuity products are offered through licensed professionals. This website is for informational purposes only and does not constitute legal, tax, or investment advice. Not affiliated with or endorsed by the U.S. government or OPM.